“Let me be very clear about something: ID.me has increased equity in our system. Let me tell you why. Because folks in legacy systems, the way they were judged on if they were a high risk for fraud, was based on their banking, based on their credit history, based on if they owned a home, based on if they were transient workers or not. ID.me, all you need is your license or your passport or some other form of identification, that gets you through.”