A Frictionless Identity Verification Platform

Unlock the power of ID.me’s network and online identity verification orchestration platform. Simply choose policies for different levels of identity verification and let ID.me orchestrate best-of-breed identity verification platform components to optimize user pass rates.

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Choose Your Assurance Level

Community Verification
– Lower ( 1 / 7)
SCRA Monitoring & Compliance
– Lower ( 2 / 7)
Document Verification
– Lower ( 3 / 7)
KBA Replacement
– Mid ( 4 / 7)
Fortified Identity
– Higher ( 5 / 7)
NIST 800-63-3 IAL2/AAL2
– Higher ( 6 / 7)
EPCS Identity Proofing
– Higher ( 7 / 7)
Lower Assurance
Higher Assurance

Community Verification

– Lower ( 1 / 7)
  • Service Communities (Legal Identity, Military & Veterans, First Responders, Teachers, Students, Nurse & Medical, Company Employees, Government Employees, Age Verification, State Residency)
  • Medical Credential Verification
  • Employee Verification
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SCRA Monitoring & Compliance

– Lower ( 2 / 7)
  • Service Member Civil Relief Act (SCRA) Status Verification
  • Military Lending Act Verification
  • Single & Bulk Records Checks
3 Icons with headshots of Military Vets

Document Verification

– Lower ( 3 / 7)
  • Government Photo ID Verification
  • Machine Vision & OCR Text Extraction
  • Issuing & Authoritative Source Validation
User profile with verified check mark next to drivers license

KBA Replacement

– Mid ( 4 / 7)
  • Replaces Question & Answer Based Methods
  • Phone Number Verification
  • Government Photo ID Verification
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Fortified Identity

– Higher ( 5 / 7)
  • Verifies Two Pieces of Identity Evidence
  • Government Photo ID & Phone Number Verification
  • Government Photo ID & Selfie with Presentation Attack Detection
Identity verification options

NIST 800-63-3 IAL2/AAL2

– Higher ( 6 / 7)
  • Certified against NIST 800-63-3 authentication requirements
  • Delivers Unsupervised and Agent-Assisted identity proofing flows
  • Enables users to configure multiple Multi-Factor Authentication (MFA) authenticators
Headshot of a woman with passport, social security number field, and mobile device verification screen

EPCS Identity Proofing

– Higher ( 7 / 7)
  • Certified against the DEA requirements for Electronic Prescriptions for Controlled Substances
  • Supports healthcare providers with compliant self-serve and call center based identity proofing
  • Meets DEA requirements for Multi-Factor Authentication
Verified doctor profile with DEA number entry box

How we do it:

1) Orchestrate

ID.me orchestrates leading component vendors

2) Authenticate

User picks the right authentication policy for their workflow

3) Optimize

ID.me optimizes pass rates via our network

Rapidly Upgrade Your Login with Minimal Technical Effort

Leverage open standards and protocols to upgrade your login to any identity verification policy ID.me supports while introducing ID.me’s Wallet as a login option. Users login to your site using their existing credentials. Federate the session over to ID.me via SAML 2.0, OAuth 2.0, or OpenID Connect along with the desired identity proofing policy. ID.me’s platform orchestrates all of the component APIs and user facing screens while dynamically routing the user through identity proofing to reach the desired level of trust. After the user completes identity proofing, ID.me federates the user back to you along with the results of the identity proofing session which you can bind to your account to grant enhanced privileges.

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Sample drivers license

Replace Knowledge Based Identity Verification

Data breaches have made it easier than ever for criminals to commit identity theft and fraud. Knowledge Based Verification (KBV) flows are more vulnerable than ever with significant breaches attributable to KBV and some banks and agencies reporting bots are able to accurately answer questions faster than real people can. ID.me replaces knowledge based verification with phone number based verification that leverages the tenure that people have with their phone number and device or document authentication, which can be coupled with physical or biometric comparison of the user to the photo on the identity document.

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Step Up Identity Proofing

Require strong identity verification only when you need it. Rather than a one size fits all security policy at login, configure policies that tailor login authentication and identity verification to the user’s incentives and your organization’s risk for each transaction. ID.me’s network approach to identity verification means that more than 30 million Americans who have already undergone identity proofing at NIST 800-63-3 Identity Assurance Level 2 with ID.me Wallet will simply need to login with Multi-Factor Authentication and to provide consent to verify their identity with your organization. This approach provides higher security levels and higher conversion rates for your organization. Users going through identity proofing for the first time will benefit from ID.me’s identity orchestration platform that delivers market leading pass rates and fraud prevention capabilities. Compare our pass rates to your current vendors.

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Step by step identity verification

NIST 800-63-3 Identity Assurance Level 2 Identity Proofing

Meet the federal government’s highest standards for consumer authentication set by the National Institute of Standards and Technology while offering omnichannel enrollment options* and enabling over 30 million preverified users to share verified credentials with informed consent. NIST issues guidelines in Special Publication 800-63 that turn into binding requirements for federal agencies. Identity Assurance Level 2 applies to agencies releasing sensitive personal information or funds to external users to safeguard privacy through appropriate security to prevent unauthorized access and identity theft.

Compliance, access, and security
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* In-Person verification is currently available and designed to meet NIST 800-63-3 IAL2 standards. We expect to complete IAL2 certification with a third party auditor in 2023.

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Regulatory Compliance

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Privacy-by-Design

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Public Sector

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ID.me simplifies how individuals prove and share their identity online.

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